Terms and Conditions

1. Acceptance of Terms

By creating an account, accessing the dashboard, or otherwise using any part of the Service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the Service.

2. Description of Service

Harrowden provides AI-driven data analysis and decision-support tools intended to help users review and interpret investment-related information. The Service is informational in nature and does not constitute financial, investment, legal, or tax advice. Any outputs, summaries, alerts, or recommendations generated by the Service are provided for general informational purposes only.

3. No Financial Advice

Nothing provided through Harrowden should be construed as a recommendation to buy, sell, or hold any security, asset, or financial instrument. You are solely responsible for any decisions made based on information obtained through the Service. We strongly recommend consulting a qualified, independent financial professional before making investment decisions.

4. Eligibility and Account Responsibilities

You must be of legal age in your jurisdiction to use the Service. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account.

5. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting unauthorized access to systems or data, reverse engineering any part of the platform, using the Service for unlawful purposes, interfering with the operation of the Service, or reproducing, reselling, or redistributing content from the Service without permission.

6. Subscription, Fees, and Billing

Certain features of the Service may require payment of fees. Where applicable, fees, billing cycles, and cancellation terms will be presented at the time of purchase. Unless otherwise stated, fees are non-refundable. We reserve the right to modify pricing with reasonable advance notice.

7. Intellectual Property

All content, software, design elements, trademarks, and materials associated with the Service are the property of Harrowden or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Service for its intended purpose, subject to these Terms.

8. Data and Third-Party Information

The Service may rely on data sourced from third parties. While we aim to present accurate and timely information, we do not guarantee the accuracy, completeness, or reliability of any data, analysis, or output generated by the Service.

9. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Harrowden and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or investment losses arising from your use of or inability to use the Service, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Harrowden, its affiliates, employees, and representatives from any claims, damages, liabilities, and expenses arising out of your use of the Service or violation of these Terms.

12. Termination

We may suspend or terminate your access to the Service at our discretion, with or without notice, if we believe you have violated these Terms or engaged in conduct harmful to the Service or other users. You may also terminate your account at any time by discontinuing use of the Service.

13. Changes to the Service and Terms

We reserve the right to modify, suspend, or discontinue any part of the Service at any time. We may also update these Terms periodically. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Harrowden operates, without regard to conflict-of-law principles. This section should be reviewed and updated to reflect the specific governing law relevant to your business.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact

If you have any questions about these Terms, please reach out via the contact details provided on our Contact page.

Last updated: this document is a general template and should be dated and reviewed before publication.